Florida Adjuster License FAQ:
Answers to the Most Common Questions About the Florida Adjuster License
What are the requirements for obtaining a Florida insurance adjuster license?
How do I apply for the license?
Which states are reciprocal with the resident Florida adjuster license?
Which states are NOT reciprocal with the Florida adjuster license?
Which states do not license adjusters?
What is a Certified Designation course?
What are the requirements for obtaining a Florida insurance adjuster license?
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To become a licensed Florida insurance adjuster, individuals must:
- Be 18 years of age.
- Be a U.S. citizen or legal alien who possesses a work authorization from the U.S. Immigration and Naturalization Services.
NOTE to Attorneys: "Attorneys at law duly licensed to practice law in the courts of this state, and in good standing with The Florida Bar are exempt from having to obtain a license."
NOTE to Applicants with prior criminal history: Click Here
How do I apply for the license?
Resident must:
- Complete an online application for License and submit appropriate fees.
- Be a resident of the state of Florida.
- Be a United States citizen or legal alien who possesses a work authorization from the US Immigration and Naturalization Services.
- Be fingerprinted at one of the Department's fingerprint sites.
- If licensed in another state within three years, provide a Letter of Clearance.
- If an individual holds a general agent license and wishes to add or convert to an adjuster, you must apply online and submit the fee of $55, (no examination is required).
- NOTE: “Attorneys at law duly licensed to practice law in the courts of this state, and in good standing with The Florida Bar are exempt from having to obtain a license”
Non-residents must:
- Be at least 18 years of age.
- Complete an online application for License and submit appropriate fees.
- Not be a resident of Florida.
- Be a United States citizen or legal alien who possesses a work authorization from the US Immigration and Naturalization Services.
- Be fingerprinted on cards provided by the Florida Department of Financial Services. Two fingerprint cards are mailed to the applicant.
- The applicant's home state or other state must have a reciprocal agreement with Florida. .
- If the applicant does not meet the requirement listed above, he or she must take and pass the Florida Independent Adjuster Examination.
Which states are reciprocal with the resident Texas Adjuster License?
According to AdjusterPro's research, the following 27 states grant reciprocal licensing to adjusters holding a Florida resident adjuster license:
Alabama, Alaska, Arkansas, Connecticut, Delaware, Georgia, Hawaii, Idaho, Kentucky, Louisiana, Maine, Michigan, Minnesota, Mississippi, Montana, New Hampshire, New Mexico, North Carolina, Oklahoma, Oregon, South Carolina, Texas, Utah, Vermont, Washington, West Virginia, Wyoming.
Which states are not reciprocal with the Florida adjuster license?
The following 5 states are not reciprocal with Florida specific to adjuster licensing:
Arizona, California, Nevada, New York, Rhode Island.
Which states do not license adjusters?
According to AdjusterPro's research, the following 17 states neither issue nor require licenses for adjusters:
Colorado, District of Columbia, Illinois, Indiana, Iowa, Kansas, Maryland, Missouri, Nebraska, New Jersey, North Dakota, Ohio, Pennsylvania, South Dakota, Tennessee, Virginia, Wisconsin.
How do I maintain my Florida adjuster license?
- There are 24 hours of continuing education required (2 ethics, 10 law, 12 optional) per two years.
- Licenses will expire if more than 48 months elapse without an appointment. Failure to complete continuing education may result in cancellation of appointment(s).
- If you want to get your license back after it has expired, you must re-qualify as a first-time applicant.
What is a Certified Designation Course?
Florida statute 626.221.2 (k) has approved a few select Adjuster specific Designations which, once acquired, exempt the designee from the Florida adjuster exam requirement. One of these, the Certified Adjuster Designation, is offered by AdjusterPro in partnership with All-Lines Training in both classroom and online formats. Certification through this course immediately allows a prospective adjuster to succesfully apply for a permanent Florida All-Lines Adjuster License.

